Who Qualifies for the New Senior Deduction?

Who Qualifies for the New Senior Deduction?

Starting in 2025, taxpayers age 65 or older can claim the brand‑new Senior Deduction—$6,000 per person, or $12,000 for a married couple if both qualify.

But before you count on the full deduction, here is what you need to know about eligibility:

Who Qualifies:

  • Age 65 or older by December 31, 2025

  • Married couples must file jointly to claim the full $12,000 if both qualify

  • Available for both itemizing and non‑itemizing taxpayers

Why it matters:

This new deduction reduces your taxable income on top of your standard deduction, adding up to meaningful savings.

Quick tip:

The Senior Deduction is temporary—available for 2025 through 2028—so be ready to claim it if you turn 65 during the eligibility window.

Each week, I share a clear, bite-sized tax insight straight from my continuing education so you can stay informed without sifting through tax changes.

Next week we discuss how your income may limit the Senior Deduction.

Thanks for reading,

Brandy Sparkman, EA

I’ll keep learning so you can stay focused on what you do best.

See you next week for another Tax Minute.

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Will a Higher Income Limit Your Senior Deduction?

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No, Social Security Isn’t Suddenly Tax-Free – Here’s What Really Changed